Aishwarya Lakshmi Ratan

As director of the Global Financial Inclusion Initiative at Yale University and Innovations for Poverty Action, Aishwarya Ratan focuses on the design and delivery of effective financial services for the poor. GFII seeks to test, evaluate and replicate interventions to improve products, delivery channels and tools ranging from savings products to mobile money and financial literacy programs. The initiative's rigorous approach to testing and measuring the impact of such innovations aims to ensure that the financial services available to the poor to manage and grow their money are affordable, efficient, secure and welfare-enhancing.